They may be quite clever and link you to a website that looks similar to your bank's website or ask you to login to your paypal account.
Here are a few tips:-
- Phishing scams will mostly come in the form of an email.
- If you get an email to update your bank account details - don't follow any links in the email...open a brand new web browser page and manually type in the web address for your bank and login from there.
- Never respond to any email asking for personal banking details or passwords.
- Most financial institutions will not send such requests by email, in fact the majority of them will email you to tell you that they don't do it...If they do, usually it will be to let you know that you can access the information on the website and tell you to login as per your usual process.
- Check a website is secure when entering credit card details or banking details (look at the address where the http://www.bankname.com.au is).
- https:// = secure for transferring money / using confidential or personal information
- http:// = is not secure for transferring money or using confidential or personal information, but is fine for looking at information or downloading documents etc
- If you are unsure - contact your bank or the company that is named in the email - don't risk it.
- Most financial institutions have an email that you can forward the message onto, to advise them that you have been sent a phishing scam email - they can then start investigations into closing them down.
Keep safe (including your identity)
Nichole
Enchanted Web
www.enchantedweb.com.au
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